Call reports 2020
T BANK, NATIONAL ASSOCIATION — 2020
What T BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 411,584,000 | 524,259,000 | 511,078,000 | 503,662,000 |
| Total loans | 303,489,000 | 406,394,000 | 424,650,000 | 415,406,000 |
| Allowance for loan losses | 2,221,000 | 2,548,000 | 2,938,000 | 2,941,000 |
| Securities available for sale | 12,190,000 | 13,030,000 | 15,476,000 | 17,396,000 |
| Securities held to maturity | 6,275,000 | 5,827,000 | 5,784,000 | 5,777,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,639,000 | 431,055,000 | 362,028,000 | 354,633,000 |
| Interest-bearing deposits | 319,298,000 | 368,147,000 | 307,915,000 | 297,895,000 |
| Noninterest-bearing deposits | 35,341,000 | 62,908,000 | 54,113,000 | 56,738,000 |
| Equity capital | 52,555,000 | 54,215,000 | 56,632,000 | 59,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,116,000 | 9,839,000 | 15,149,000 | 20,878,000 |
| Interest expense | 1,280,000 | 2,521,000 | 3,539,000 | 4,394,000 |
| Net interest income | 3,836,000 | 7,318,000 | 11,610,000 | 16,484,000 |
| Noninterest income | 4,497,000 | 8,082,000 | 12,880,000 | 16,693,000 |
| Noninterest expense | 5,281,000 | 9,809,000 | 15,386,000 | 20,939,000 |
| Provision for loan losses | 788,000 | 1,263,000 | 1,709,000 | 1,709,000 |
| Pretax income | 2,264,000 | 4,328,000 | 7,395,000 | 10,529,000 |
| Income tax | 477,000 | 899,000 | 1,542,000 | 2,219,000 |
| Net income | 1,787,000 | 3,429,000 | 5,853,000 | 8,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,359,000 | 42,084,000 | 44,535,000 | 47,071,000 |
| Total capital | 42,580,000 | 44,632,000 | 47,473,000 | 50,012,000 |
| Risk-weighted assets | 261,411,000 | 260,277,000 | 271,537,000 | 274,110,000 |