Call reports 2016
T BANK, NATIONAL ASSOCIATION — 2016
What T BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 193,730,000 | 206,883,000 | 211,081,000 | 213,125,000 |
| Total loans | 156,809,000 | 164,213,000 | 166,404,000 | 171,628,000 |
| Allowance for loan losses | 1,694,000 | 1,678,000 | 1,693,000 | 1,695,000 |
| Securities available for sale | 12,298,000 | 12,629,000 | 12,366,000 | 10,753,000 |
| Securities held to maturity | 0 | 9,790,000 | 9,689,000 | 9,668,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,471,000 | 170,254,000 | 172,647,000 | 175,411,000 |
| Interest-bearing deposits | 135,153,000 | 142,533,000 | 141,486,000 | 136,326,000 |
| Noninterest-bearing deposits | 25,318,000 | 27,721,000 | 31,161,000 | 39,086,000 |
| Equity capital | 27,237,000 | 27,894,000 | 29,425,000 | 30,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,287,000 | 4,700,000 | 7,424,000 | 10,078,000 |
| Interest expense | 270,000 | 569,000 | 888,000 | 1,189,000 |
| Net interest income | 2,017,000 | 4,131,000 | 6,536,000 | 8,889,000 |
| Noninterest income | 3,472,000 | 6,988,000 | 10,426,000 | 13,612,000 |
| Noninterest expense | 4,121,000 | 8,462,000 | 11,926,000 | 15,283,000 |
| Provision for loan losses | 125,000 | 444,000 | 444,000 | 589,000 |
| Pretax income | 1,243,000 | 2,213,000 | 4,592,000 | 6,629,000 |
| Income tax | 435,000 | 777,000 | 1,596,000 | 2,351,000 |
| Net income | 808,000 | 1,436,000 | 2,996,000 | 4,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,005,000 | 27,606,000 | 29,053,000 | 30,306,000 |
| Total capital | 28,699,000 | 29,284,000 | 30,746,000 | 32,001,000 |
| Risk-weighted assets | 161,215,000 | 173,484,000 | 179,001,000 | 186,195,000 |