Call reports 2015
T BANK, NATIONAL ASSOCIATION — 2015
What T BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 171,181,000 | 171,816,000 | 168,890,000 | 176,942,000 |
| Total loans | 142,562,000 | 144,986,000 | 141,876,000 | 145,577,000 |
| Allowance for loan losses | 1,698,000 | 1,563,000 | 1,551,000 | 1,564,000 |
| Securities available for sale | 8,592,000 | 9,342,000 | 9,681,000 | 12,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,895,000 | 144,638,000 | 140,832,000 | 137,805,000 |
| Interest-bearing deposits | 114,298,000 | 118,976,000 | 118,739,000 | 112,897,000 |
| Noninterest-bearing deposits | 20,597,000 | 25,662,000 | 22,093,000 | 24,908,000 |
| Equity capital | 23,741,000 | 24,728,000 | 25,704,000 | 26,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,080,000 | 4,134,000 | 6,211,000 | 8,322,000 |
| Interest expense | 202,000 | 423,000 | 650,000 | 879,000 |
| Net interest income | 1,878,000 | 3,711,000 | 5,561,000 | 7,443,000 |
| Noninterest income | 3,502,000 | 7,355,000 | 11,070,000 | 14,569,000 |
| Noninterest expense | 4,248,000 | 8,422,000 | 12,577,000 | 16,714,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,132,000 | 2,644,000 | 4,053,000 | 5,297,000 |
| Income tax | 392,000 | 865,000 | 1,354,000 | 1,871,000 |
| Net income | 740,000 | 1,779,000 | 2,699,000 | 3,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,601,000 | 24,626,000 | 25,529,000 | 26,249,000 |
| Total capital | 25,299,000 | 26,189,000 | 27,080,000 | 27,813,000 |
| Risk-weighted assets | 150,689,000 | 150,684,000 | 149,936,000 | 151,734,000 |