Call reports 2014
T BANK, NATIONAL ASSOCIATION — 2014
What T BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 151,738,000 | 159,045,000 | 162,266,000 | 163,125,000 |
| Total loans | 127,818,000 | 129,229,000 | 134,181,000 | 131,257,000 |
| Allowance for loan losses | 1,773,000 | 1,742,000 | 1,686,000 | 1,695,000 |
| Securities available for sale | 9,204,000 | 9,178,000 | 8,830,000 | 8,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,038,000 | 130,528,000 | 132,621,000 | 126,597,000 |
| Interest-bearing deposits | 104,314,000 | 108,361,000 | 111,216,000 | 102,948,000 |
| Noninterest-bearing deposits | 17,724,000 | 22,167,000 | 21,405,000 | 23,649,000 |
| Equity capital | 19,912,000 | 20,564,000 | 21,743,000 | 22,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,819,000 | 3,775,000 | 5,808,000 | 7,883,000 |
| Interest expense | 160,000 | 350,000 | 553,000 | 752,000 |
| Net interest income | 1,659,000 | 3,425,000 | 5,255,000 | 7,131,000 |
| Noninterest income | 3,073,000 | 6,227,000 | 10,175,000 | 14,274,000 |
| Noninterest expense | 3,834,000 | 7,896,000 | 11,879,000 | 16,006,000 |
| Provision for loan losses | 492,000 | 492,000 | 492,000 | 492,000 |
| Pretax income | 406,000 | 1,264,000 | 3,059,000 | 4,904,000 |
| Income tax | 156,000 | 444,000 | 1,056,000 | 1,779,000 |
| Net income | 250,000 | 820,000 | 2,003,000 | 3,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,068,000 | 20,637,000 | 21,821,000 | 22,943,000 |
| Total capital | 21,759,000 | 22,320,000 | 23,507,000 | 24,638,000 |
| Risk-weighted assets | 135,235,000 | 134,563,000 | 140,438,000 | 140,301,000 |