Call reports 2026
CONCORDIA BANK — 2026
What CONCORDIA BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 131,025,000 | 129,992,000 |
| Total loans | 96,677,000 | 97,684,000 |
| Allowance for loan losses | 1,264,000 | 1,280,000 |
| Securities available for sale | 12,645,000 | 12,405,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 115,578,000 | 114,115,000 |
| Interest-bearing deposits | 90,324,000 | 88,130,000 |
| Noninterest-bearing deposits | 25,254,000 | 25,985,000 |
| Equity capital | 14,544,000 | 15,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,854,000 | 3,744,000 |
| Interest expense | 472,000 | 917,000 |
| Net interest income | 1,382,000 | 2,827,000 |
| Noninterest income | 134,000 | 280,000 |
| Noninterest expense | 860,000 | 1,744,000 |
| Provision for loan losses | 36,000 | 67,000 |
| Pretax income | 617,000 | 1,324,000 |
| Income tax | 148,000 | 317,000 |
| Net income | 469,000 | 1,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 14,865,000 | 15,474,000 |