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Call reports 2006

CONCORDIA BANK — 2006

What CONCORDIA BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/07c10fe8-823b-4a92-bdc2-b9a95fe1a10f/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets45,048,00043,240,00043,623,00045,352,000
Total loans31,763,00032,496,00032,827,00032,049,000
Allowance for loan losses385,000405,000402,000383,000
Securities available for sale3,214,0003,681,0003,469,0003,931,000
Securities held to maturity1,908,0001,907,0001,904,0001,902,000
Trading assets0000
Total deposits36,803,00037,022,00037,058,00038,712,000
Interest-bearing deposits30,819,00031,056,00031,459,00033,400,000
Noninterest-bearing deposits5,984,0005,965,0005,599,0005,312,000
Equity capital6,065,0006,029,0005,349,0005,431,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income638,0001,333,0002,027,0002,760,000
Interest expense168,000352,000544,000789,000
Net interest income470,000981,0001,483,0001,971,000
Noninterest income121,000276,000334,000433,000
Noninterest expense420,000867,0001,312,0001,828,000
Provision for loan losses22,00032,00032,00032,000
Pretax income126,000335,000450,000521,000
Income tax0-18,000-18,000-18,000
Net income126,000353,000468,000539,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital6,083,0006,068,0005,362,0005,433,000
Total capital6,468,0006,456,0005,752,0005,816,000
Risk-weighted assets31,858,00031,059,00031,191,00030,500,000

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