Call reports 2025
BANK OF FRANKEWING — 2025
What BANK OF FRANKEWING reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 502,997,000 | 489,861,000 | 482,584,000 | 446,407,000 |
| Total loans | 382,010,000 | 340,460,000 | 322,013,000 | 299,814,000 |
| Allowance for loan losses | 6,701,000 | 6,701,000 | 6,885,000 | 5,319,000 |
| Securities available for sale | 34,639,000 | 34,402,000 | 32,283,000 | 32,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,481,000 | 439,687,000 | 431,716,000 | 396,406,000 |
| Interest-bearing deposits | 367,369,000 | 356,346,000 | 345,114,000 | 307,535,000 |
| Noninterest-bearing deposits | 83,112,000 | 83,341,000 | 86,602,000 | 88,871,000 |
| Equity capital | 49,389,000 | 48,090,000 | 48,785,000 | 48,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,714,000 | 15,032,000 | 21,950,000 | 28,467,000 |
| Interest expense | 3,017,000 | 5,891,000 | 8,678,000 | 11,080,000 |
| Net interest income | 4,697,000 | 9,141,000 | 13,272,000 | 17,387,000 |
| Noninterest income | 913,000 | 1,226,000 | 1,812,000 | 2,282,000 |
| Noninterest expense | 5,034,000 | 9,506,000 | 13,384,000 | 17,154,000 |
| Provision for loan losses | 135,000 | 136,000 | 523,000 | 2,254,000 |
| Pretax income | 506,000 | 790,000 | 1,242,000 | 419,000 |
| Income tax | 134,000 | 186,000 | 262,000 | -101,000 |
| Net income | 372,000 | 604,000 | 980,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,033,000 | 49,690,000 | 49,941,000 | 48,743,000 |