Call reports 2024
BANK OF FRANKEWING — 2024
What BANK OF FRANKEWING reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 533,551,000 | 548,909,000 | 548,783,000 | 508,066,000 |
| Total loans | 406,312,000 | 417,378,000 | 410,184,000 | 393,392,000 |
| Allowance for loan losses | 6,529,000 | 6,163,000 | 6,465,000 | 7,597,000 |
| Securities available for sale | 34,415,000 | 34,576,000 | 35,763,000 | 35,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,248,000 | 496,774,000 | 495,556,000 | 457,591,000 |
| Interest-bearing deposits | 384,657,000 | 406,074,000 | 405,167,000 | 373,215,000 |
| Noninterest-bearing deposits | 96,591,000 | 90,700,000 | 90,389,000 | 84,376,000 |
| Equity capital | 50,492,000 | 50,106,000 | 51,121,000 | 48,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,782,000 | 16,545,000 | 25,218,000 | 33,765,000 |
| Interest expense | 3,059,000 | 6,641,000 | 10,431,000 | 14,000,000 |
| Net interest income | 4,723,000 | 9,904,000 | 14,787,000 | 19,765,000 |
| Noninterest income | 913,000 | 2,098,000 | 2,775,000 | 3,890,000 |
| Noninterest expense | 4,090,000 | 8,626,000 | 13,225,000 | 19,343,000 |
| Provision for loan losses | 1,000,000 | 1,225,000 | 1,600,000 | 3,674,000 |
| Pretax income | 547,000 | 2,152,000 | 2,738,000 | 263,000 |
| Income tax | 133,000 | 537,000 | 780,000 | -15,000 |
| Net income | 414,000 | 1,615,000 | 1,958,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,408,000 | 52,335,000 | 52,599,000 | 50,661,000 |