Call reports 2023
BANK OF FRANKEWING — 2023
What BANK OF FRANKEWING reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 503,286,000 | 531,080,000 | 546,277,000 | 523,718,000 |
| Total loans | 404,041,000 | 412,553,000 | 416,601,000 | 415,587,000 |
| Allowance for loan losses | 6,076,000 | 7,154,000 | 5,464,000 | 5,542,000 |
| Securities available for sale | 32,515,000 | 30,819,000 | 32,335,000 | 34,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,499,000 | 478,957,000 | 494,985,000 | 471,633,000 |
| Interest-bearing deposits | 359,826,000 | 382,657,000 | 397,814,000 | 374,914,000 |
| Noninterest-bearing deposits | 97,673,000 | 96,300,000 | 97,171,000 | 96,719,000 |
| Equity capital | 43,686,000 | 49,988,000 | 48,752,000 | 50,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,406,000 | 13,834,000 | 21,364,000 | 29,324,000 |
| Interest expense | 1,852,000 | 4,183,000 | 7,000,000 | 10,039,000 |
| Net interest income | 4,554,000 | 9,651,000 | 14,364,000 | 19,285,000 |
| Noninterest income | 739,000 | 1,507,000 | 2,293,000 | 3,219,000 |
| Noninterest expense | 3,587,000 | 7,362,000 | 11,209,000 | 15,168,000 |
| Provision for loan losses | 90,000 | 1,180,000 | 9,105,000 | 10,025,000 |
| Pretax income | 1,616,000 | 2,504,000 | -3,769,000 | -2,797,000 |
| Income tax | 412,000 | 632,000 | -997,000 | -868,000 |
| Net income | 1,204,000 | 1,872,000 | -2,772,000 | -1,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,440,000 | 53,107,000 | 51,384,000 | 51,656,000 |