Call reports 2022
BANK OF FRANKEWING — 2022
What BANK OF FRANKEWING reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 415,250,000 | 443,150,000 | 456,370,000 | 490,857,000 |
| Total loans | 329,921,000 | 345,773,000 | 364,533,000 | 389,480,000 |
| Allowance for loan losses | 5,489,000 | 5,575,000 | 5,702,000 | 5,981,000 |
| Securities available for sale | 32,861,000 | 32,039,000 | 32,601,000 | 32,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,269,000 | 401,051,000 | 413,684,000 | 446,940,000 |
| Interest-bearing deposits | 275,510,000 | 300,895,000 | 306,884,000 | 347,234,000 |
| Noninterest-bearing deposits | 97,759,000 | 100,156,000 | 106,800,000 | 99,706,000 |
| Equity capital | 40,080,000 | 39,932,000 | 40,334,000 | 42,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,349,000 | 9,063,000 | 14,085,000 | 20,231,000 |
| Interest expense | 639,000 | 1,267,000 | 2,092,000 | 3,356,000 |
| Net interest income | 3,710,000 | 7,796,000 | 11,993,000 | 16,875,000 |
| Noninterest income | 475,000 | 960,000 | 1,484,000 | 1,989,000 |
| Noninterest expense | 2,828,000 | 5,754,000 | 8,822,000 | 12,196,000 |
| Provision for loan losses | 325,000 | 400,000 | 500,000 | 775,000 |
| Pretax income | 1,032,000 | 2,602,000 | 4,147,000 | 5,886,000 |
| Income tax | 258,000 | 694,000 | 1,047,000 | 1,446,000 |
| Net income | 774,000 | 1,908,000 | 3,100,000 | 4,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,568,000 | 42,703,000 | 43,895,000 | 45,235,000 |