Call reports 2021
BANK OF FRANKEWING — 2021
What BANK OF FRANKEWING reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 375,858,000 | 390,846,000 | 393,823,000 | 413,537,000 |
| Total loans | 251,768,000 | 270,003,000 | 284,708,000 | 311,413,000 |
| Allowance for loan losses | 4,793,000 | 4,884,000 | 5,023,000 | 5,139,000 |
| Securities available for sale | 26,900,000 | 30,375,000 | 34,852,000 | 34,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,145,000 | 349,992,000 | 351,935,000 | 371,117,000 |
| Interest-bearing deposits | 250,066,000 | 263,505,000 | 262,888,000 | 273,923,000 |
| Noninterest-bearing deposits | 86,079,000 | 86,487,000 | 89,047,000 | 97,194,000 |
| Equity capital | 37,284,000 | 38,315,000 | 39,135,000 | 40,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,509,000 | 7,510,000 | 11,587,000 | 15,801,000 |
| Interest expense | 774,000 | 1,486,000 | 2,181,000 | 2,847,000 |
| Net interest income | 2,735,000 | 6,024,000 | 9,406,000 | 12,954,000 |
| Noninterest income | 472,000 | 1,205,000 | 1,659,000 | 2,157,000 |
| Noninterest expense | 2,449,000 | 5,150,000 | 7,847,000 | 10,575,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 683,000 | 1,930,000 | 2,994,000 | 4,239,000 |
| Income tax | 100,000 | 480,000 | 755,000 | 899,000 |
| Net income | 583,000 | 1,450,000 | 2,239,000 | 3,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,338,000 | 38,205,000 | 38,994,000 | 40,794,000 |