Call reports 2020
BANK OF FRANKEWING — 2020
What BANK OF FRANKEWING reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 313,158,000 | 343,177,000 | 344,110,000 | 363,588,000 |
| Total loans | 238,002,000 | 242,825,000 | 247,729,000 | 248,443,000 |
| Allowance for loan losses | 4,139,000 | 4,382,000 | 4,652,000 | 4,681,000 |
| Securities available for sale | 14,418,000 | 16,286,000 | 22,745,000 | 24,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,812,000 | 303,744,000 | 303,878,000 | 324,123,000 |
| Interest-bearing deposits | 217,840,000 | 226,983,000 | 235,549,000 | 242,474,000 |
| Noninterest-bearing deposits | 56,972,000 | 76,760,000 | 68,328,000 | 81,649,000 |
| Equity capital | 35,175,000 | 36,447,000 | 36,888,000 | 37,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,847,000 | 7,769,000 | 11,433,000 | 15,053,000 |
| Interest expense | 1,008,000 | 1,976,000 | 2,913,000 | 3,788,000 |
| Net interest income | 2,839,000 | 5,793,000 | 8,520,000 | 11,265,000 |
| Noninterest income | 450,000 | 839,000 | 1,256,000 | 1,685,000 |
| Noninterest expense | 2,217,000 | 4,556,000 | 6,869,000 | 9,122,000 |
| Provision for loan losses | 0 | 200,000 | 400,000 | 600,000 |
| Pretax income | 1,072,000 | 1,876,000 | 2,511,000 | 3,246,000 |
| Income tax | 271,000 | 464,000 | 627,000 | 750,000 |
| Net income | 801,000 | 1,412,000 | 1,884,000 | 2,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,560,000 | 36,172,000 | 36,643,000 | 36,755,000 |
| Total capital | 38,672,000 | — | — | — |
| Risk-weighted assets | 247,949,000 | — | — | — |