Call reports 2019
BANK OF FRANKEWING — 2019
What BANK OF FRANKEWING reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 295,992,000 | 294,189,000 | 303,023,000 | 309,762,000 |
| Total loans | 223,828,000 | 229,080,000 | 233,583,000 | 239,872,000 |
| Allowance for loan losses | 4,062,000 | 4,019,000 | 4,027,000 | 4,134,000 |
| Securities available for sale | 9,384,000 | 10,377,000 | 10,327,000 | 10,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,570,000 | 257,219,000 | 264,924,000 | 271,697,000 |
| Interest-bearing deposits | 203,000,000 | 201,057,000 | 207,521,000 | 210,487,000 |
| Noninterest-bearing deposits | 56,570,000 | 56,162,000 | 57,403,000 | 61,209,000 |
| Equity capital | 32,248,000 | 33,250,000 | 34,108,000 | 34,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,520,000 | 7,269,000 | 11,097,000 | 15,217,000 |
| Interest expense | 807,000 | 1,705,000 | 2,651,000 | 3,627,000 |
| Net interest income | 2,713,000 | 5,564,000 | 8,446,000 | 11,590,000 |
| Noninterest income | 442,000 | 892,000 | 1,300,000 | 1,986,000 |
| Noninterest expense | 1,944,000 | 4,023,000 | 6,223,000 | 8,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 220,000 |
| Pretax income | 1,211,000 | 2,433,000 | 3,523,000 | 5,111,000 |
| Income tax | 308,000 | 619,000 | 895,000 | 1,212,000 |
| Net income | 903,000 | 1,814,000 | 2,628,000 | 3,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,238,000 | 33,149,000 | 33,963,000 | 34,759,000 |
| Total capital | 35,124,000 | 36,115,000 | 36,796,000 | 37,844,000 |
| Risk-weighted assets | 229,716,000 | 236,228,000 | 225,484,000 | 245,752,000 |