Call reports 2018
BANK OF FRANKEWING — 2018
What BANK OF FRANKEWING reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 248,647,000 | 258,694,000 | 264,125,000 | 276,645,000 |
| Total loans | 200,976,000 | 203,065,000 | 210,083,000 | 219,709,000 |
| Allowance for loan losses | 3,598,000 | 4,207,000 | 4,193,000 | 4,080,000 |
| Securities available for sale | 9,733,000 | 9,583,000 | 9,467,000 | 10,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,873,000 | 224,595,000 | 229,063,000 | 241,504,000 |
| Interest-bearing deposits | 162,682,000 | 174,705,000 | 180,786,000 | 187,369,000 |
| Noninterest-bearing deposits | 52,191,000 | 49,890,000 | 48,278,000 | 54,136,000 |
| Equity capital | 28,825,000 | 29,675,000 | 30,388,000 | 31,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,819,000 | 5,887,000 | 9,056,000 | 12,514,000 |
| Interest expense | 374,000 | 863,000 | 1,452,000 | 2,157,000 |
| Net interest income | 2,445,000 | 5,024,000 | 7,604,000 | 10,357,000 |
| Noninterest income | 400,000 | 833,000 | 1,246,000 | 1,660,000 |
| Noninterest expense | 1,818,000 | 3,653,000 | 5,582,000 | 7,466,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,026,000 | 2,206,000 | 3,270,000 | 4,553,000 |
| Income tax | 260,000 | 560,000 | 829,000 | 1,076,000 |
| Net income | 766,000 | 1,646,000 | 2,441,000 | 3,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,924,000 | 29,804,000 | 30,599,000 | 31,335,000 |
| Total capital | 31,502,000 | 32,415,000 | 33,308,000 | 34,195,000 |
| Risk-weighted assets | 205,202,000 | 207,256,000 | 215,214,000 | 227,562,000 |