Call reports 2016
BANK OF FRANKEWING — 2016
What BANK OF FRANKEWING reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 216,771,000 | 219,321,000 | 221,600,000 | 228,079,000 |
| Total loans | 156,198,000 | 159,817,000 | 160,998,000 | 168,503,000 |
| Allowance for loan losses | 3,350,000 | 3,376,000 | 3,413,000 | 3,410,000 |
| Securities available for sale | 12,993,000 | 10,431,000 | 8,545,000 | 8,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,828,000 | 189,791,000 | 191,675,000 | 198,613,000 |
| Interest-bearing deposits | 145,312,000 | 145,260,000 | 146,261,000 | 148,015,000 |
| Noninterest-bearing deposits | 41,516,000 | 44,531,000 | 45,414,000 | 50,598,000 |
| Equity capital | 25,468,000 | 25,991,000 | 26,304,000 | 26,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,286,000 | 4,623,000 | 6,954,000 | 9,298,000 |
| Interest expense | 273,000 | 562,000 | 855,000 | 1,152,000 |
| Net interest income | 2,013,000 | 4,061,000 | 6,099,000 | 8,146,000 |
| Noninterest income | 358,000 | 719,000 | 1,087,000 | 1,458,000 |
| Noninterest expense | 1,647,000 | 3,321,000 | 5,153,000 | 6,837,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 724,000 | 1,459,000 | 2,033,000 | 2,767,000 |
| Income tax | 275,000 | 536,000 | 745,000 | 909,000 |
| Net income | 449,000 | 923,000 | 1,288,000 | 1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,223,000 | 25,697,000 | 26,062,000 | 26,307,000 |
| Total capital | 27,266,000 | 27,762,000 | 28,136,000 | 28,482,000 |
| Risk-weighted assets | 162,144,000 | 163,850,000 | 164,578,000 | 172,761,000 |