Call reports 2015
BANK OF FRANKEWING — 2015
What BANK OF FRANKEWING reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 210,202,000 | 213,853,000 | 213,371,000 | 216,520,000 |
| Total loans | 136,857,000 | 144,195,000 | 148,326,000 | 152,671,000 |
| Allowance for loan losses | 3,385,000 | 3,489,000 | 3,624,000 | 3,315,000 |
| Securities available for sale | 33,615,000 | 32,066,000 | 30,003,000 | 14,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,187,000 | 185,519,000 | 184,035,000 | 187,505,000 |
| Interest-bearing deposits | 148,802,000 | 146,976,000 | 143,950,000 | 143,821,000 |
| Noninterest-bearing deposits | 36,385,000 | 38,542,000 | 40,085,000 | 43,684,000 |
| Equity capital | 23,490,000 | 23,677,000 | 24,597,000 | 24,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,251,000 | 4,585,000 | 6,967,000 | 9,237,000 |
| Interest expense | 277,000 | 550,000 | 826,000 | 1,097,000 |
| Net interest income | 1,974,000 | 4,035,000 | 6,141,000 | 8,140,000 |
| Noninterest income | 350,000 | 767,000 | 1,345,000 | 1,743,000 |
| Noninterest expense | 1,599,000 | 3,203,000 | 4,890,000 | 6,509,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 534,000 | 1,420,000 | 2,417,000 | 3,227,000 |
| Income tax | 188,000 | 510,000 | 876,000 | 1,087,000 |
| Net income | 346,000 | 910,000 | 1,541,000 | 2,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,156,000 | 23,718,000 | 24,350,000 | 24,774,000 |
| Total capital | 25,223,000 | 25,898,000 | 26,566,000 | 27,021,000 |
| Risk-weighted assets | 164,103,000 | 173,129,000 | 175,886,000 | 178,704,000 |