Call reports 2013
BANK OF FRANKEWING — 2013
What BANK OF FRANKEWING reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 216,166,000 | 215,958,000 | 212,872,000 | 209,029,000 |
| Total loans | 130,328,000 | 128,701,000 | 131,292,000 | 133,453,000 |
| Allowance for loan losses | 2,758,000 | 3,020,000 | 3,094,000 | 3,145,000 |
| Securities available for sale | 26,623,000 | 28,938,000 | 34,203,000 | 35,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,238,000 | 192,892,000 | 189,332,000 | 186,000,000 |
| Interest-bearing deposits | 159,280,000 | 160,216,000 | 158,229,000 | 153,866,000 |
| Noninterest-bearing deposits | 32,958,000 | 32,676,000 | 31,103,000 | 32,134,000 |
| Equity capital | 21,755,000 | 20,839,000 | 21,112,000 | 20,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,293,000 | 4,765,000 | 7,067,000 | 9,441,000 |
| Interest expense | 500,000 | 989,000 | 1,459,000 | 1,878,000 |
| Net interest income | 1,793,000 | 3,776,000 | 5,608,000 | 7,563,000 |
| Noninterest income | 361,000 | 768,000 | 1,135,000 | 1,477,000 |
| Noninterest expense | 1,448,000 | 3,175,000 | 4,728,000 | 6,520,000 |
| Provision for loan losses | 158,000 | 465,000 | 465,000 | 465,000 |
| Pretax income | 548,000 | 904,000 | 1,550,000 | 2,091,000 |
| Income tax | 195,000 | 314,000 | 546,000 | 679,000 |
| Net income | 353,000 | 590,000 | 1,004,000 | 1,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,424,000 | 21,661,000 | 22,075,000 | 22,483,000 |
| Total capital | 23,194,000 | 23,410,000 | 23,853,000 | 24,253,000 |
| Risk-weighted assets | 140,439,000 | 138,696,000 | 140,799,000 | 140,253,000 |