Call reports 2012
BANK OF FRANKEWING — 2012
What BANK OF FRANKEWING reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 207,068,000 | 208,613,000 | 209,775,000 | 211,455,000 |
| Total loans | 136,745,000 | 139,012,000 | 136,805,000 | 135,382,000 |
| Allowance for loan losses | 3,119,000 | 3,165,000 | 2,816,000 | 2,742,000 |
| Securities available for sale | 23,188,000 | 21,917,000 | 25,049,000 | 25,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,274,000 | 184,405,000 | 184,422,000 | 187,113,000 |
| Interest-bearing deposits | 154,321,000 | 155,225,000 | 154,783,000 | 156,857,000 |
| Noninterest-bearing deposits | 28,953,000 | 29,179,000 | 29,639,000 | 30,256,000 |
| Equity capital | 21,639,000 | 22,070,000 | 22,342,000 | 22,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,523,000 | 4,975,000 | 7,425,000 | 9,765,000 |
| Interest expense | 531,000 | 1,052,000 | 1,569,000 | 2,083,000 |
| Net interest income | 1,992,000 | 3,923,000 | 5,856,000 | 7,682,000 |
| Noninterest income | 448,000 | 871,000 | 1,243,000 | 1,653,000 |
| Noninterest expense | 1,528,000 | 3,307,000 | 5,064,000 | 6,672,000 |
| Provision for loan losses | 158,000 | 315,000 | 472,000 | 630,000 |
| Pretax income | 754,000 | 1,172,000 | 1,563,000 | 2,033,000 |
| Income tax | 271,000 | 414,000 | 545,000 | 650,000 |
| Net income | 483,000 | 758,000 | 1,018,000 | 1,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,296,000 | 21,571,000 | 21,831,000 | 21,796,000 |
| Total capital | 23,128,000 | 23,433,000 | 23,673,000 | 23,601,000 |
| Risk-weighted assets | 145,299,000 | 147,652,000 | 146,565,000 | 143,423,000 |