Call reports 2011
BANK OF FRANKEWING — 2011
What BANK OF FRANKEWING reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 206,351,000 | 204,660,000 | 204,417,000 | 203,467,000 |
| Total loans | 144,934,000 | 141,481,000 | 141,845,000 | 139,468,000 |
| Allowance for loan losses | 3,515,000 | 2,847,000 | 2,755,000 | 3,000,000 |
| Securities available for sale | 21,107,000 | 21,735,000 | 19,714,000 | 22,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,096,000 | 179,636,000 | 180,817,000 | 180,374,000 |
| Interest-bearing deposits | 156,224,000 | 155,069,000 | 153,209,000 | 152,562,000 |
| Noninterest-bearing deposits | 25,872,000 | 24,567,000 | 27,608,000 | 27,812,000 |
| Equity capital | 20,112,000 | 20,842,000 | 21,486,000 | 21,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,640,000 | 5,284,000 | 7,863,000 | 10,475,000 |
| Interest expense | 667,000 | 1,303,000 | 1,912,000 | 2,478,000 |
| Net interest income | 1,973,000 | 3,981,000 | 5,951,000 | 7,997,000 |
| Noninterest income | 397,000 | 785,000 | 1,190,000 | 1,491,000 |
| Noninterest expense | 1,514,000 | 3,179,000 | 4,759,000 | 6,215,000 |
| Provision for loan losses | 315,000 | 473,000 | 630,000 | 1,562,000 |
| Pretax income | 541,000 | 1,114,000 | 1,752,000 | 1,711,000 |
| Income tax | 193,000 | 398,000 | 630,000 | 537,000 |
| Net income | 348,000 | 716,000 | 1,122,000 | 1,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,348,000 | 20,716,000 | 21,121,000 | 20,813,000 |
| Total capital | 22,271,000 | 22,598,000 | 22,911,000 | 22,685,000 |
| Risk-weighted assets | 152,096,000 | 149,636,000 | 149,830,000 | 148,599,000 |