Call reports 2025
MVB BANK, INC. — 2025
What MVB BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,973,327,000 | 3,180,576,000 | 3,185,147,000 | 3,266,143,000 |
| Total loans | 2,063,296,000 | 2,153,309,000 | 2,259,386,000 | 2,343,163,000 |
| Allowance for loan losses | 19,165,000 | 20,785,000 | 23,322,000 | 21,827,000 |
| Securities available for sale | 418,218,000 | 394,657,000 | 323,309,000 | 409,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,589,465,000 | 2,809,860,000 | 2,781,428,000 | 2,849,442,000 |
| Interest-bearing deposits | 1,550,742,000 | 1,754,319,000 | 1,748,847,000 | 1,697,364,000 |
| Noninterest-bearing deposits | 1,038,723,000 | 1,055,541,000 | 1,032,581,000 | 1,152,078,000 |
| Equity capital | 329,520,000 | 321,690,000 | 343,553,000 | 351,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 43,271,000 | 85,696,000 | 129,975,000 | 175,315,000 |
| Interest expense | 15,757,000 | 31,563,000 | 48,413,000 | 64,618,000 |
| Net interest income | 27,514,000 | 54,133,000 | 81,562,000 | 110,697,000 |
| Noninterest income | 6,860,000 | 12,516,000 | 51,831,000 | 56,283,000 |
| Noninterest expense | 23,915,000 | 47,648,000 | 74,585,000 | 99,084,000 |
| Provision for loan losses | 358,000 | 2,162,000 | 5,370,000 | 7,763,000 |
| Pretax income | 9,974,000 | 16,241,000 | 45,984,000 | 56,381,000 |
| Income tax | 570,000 | 2,286,000 | 9,992,000 | 10,618,000 |
| Net income | 9,422,000 | 13,973,000 | 36,010,000 | 45,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 355,444,000 | 349,467,000 | 358,808,000 | 365,043,000 |