Call reports 2008
MVB BANK, INC. — 2008
What MVB BANK, INC. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 233,793,000 | 234,128,000 | 245,900,000 | 258,526,000 |
| Total loans | 183,869,000 | 186,978,000 | 194,652,000 | 204,356,000 |
| Allowance for loan losses | 1,740,000 | 1,847,000 | 1,774,000 | 1,860,000 |
| Securities available for sale | 22,318,000 | 21,153,000 | 22,144,000 | 17,671,000 |
| Securities held to maturity | 5,811,000 | 5,809,000 | 5,807,000 | 8,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,096,000 | 167,791,000 | 171,890,000 | 173,433,000 |
| Interest-bearing deposits | 149,095,000 | 147,113,000 | 149,355,000 | 150,580,000 |
| Noninterest-bearing deposits | 22,001,000 | 20,678,000 | 22,535,000 | 22,853,000 |
| Equity capital | 27,013,000 | 29,102,000 | 29,157,000 | 29,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,608,000 | 6,957,000 | 10,364,000 | 13,739,000 |
| Interest expense | 1,673,000 | 3,111,000 | 4,500,000 | 5,746,000 |
| Net interest income | 1,935,000 | 3,846,000 | 5,864,000 | 7,993,000 |
| Noninterest income | 390,000 | 839,000 | 1,306,000 | 1,714,000 |
| Noninterest expense | 1,755,000 | 3,450,000 | 5,252,000 | 7,086,000 |
| Provision for loan losses | 148,000 | 301,000 | 448,000 | 596,000 |
| Pretax income | 438,000 | 950,000 | 786,000 | 1,341,000 |
| Income tax | 122,000 | 271,000 | 164,000 | 323,000 |
| Net income | 316,000 | 679,000 | 622,000 | 1,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,637,000 | 27,915,000 | 28,133,000 | 28,193,000 |
| Total capital | 27,377,000 | 29,762,000 | 29,907,000 | 30,053,000 |
| Risk-weighted assets | 181,812,000 | 190,283,000 | 199,001,000 | 210,677,000 |
Machine access — free, no API key
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