Call reports 2007
MVB BANK, INC. — 2007
What MVB BANK, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 192,256,000 | 203,790,000 | 217,752,000 | 229,629,000 |
| Total loans | 139,514,000 | 157,369,000 | 173,403,000 | 181,754,000 |
| Allowance for loan losses | 1,318,000 | 1,432,000 | 1,568,000 | 1,733,000 |
| Securities available for sale | 24,951,000 | 23,239,000 | 22,771,000 | 25,905,000 |
| Securities held to maturity | 2,323,000 | 2,321,000 | 2,318,000 | 1,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,786,000 | 150,499,000 | 157,516,000 | 158,123,000 |
| Interest-bearing deposits | 125,060,000 | 130,459,000 | 136,877,000 | 138,319,000 |
| Noninterest-bearing deposits | 18,726,000 | 20,040,000 | 20,638,000 | 19,804,000 |
| Equity capital | 25,760,000 | 25,978,000 | 26,551,000 | 26,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,912,000 | 6,040,000 | 9,642,000 | 13,352,000 |
| Interest expense | 1,353,000 | 2,790,000 | 4,394,000 | 6,152,000 |
| Net interest income | 1,559,000 | 3,250,000 | 5,248,000 | 7,200,000 |
| Noninterest income | 334,000 | 686,000 | 1,065,000 | 1,529,000 |
| Noninterest expense | 1,385,000 | 2,877,000 | 4,558,000 | 6,217,000 |
| Provision for loan losses | 120,000 | 240,000 | 382,000 | 584,000 |
| Pretax income | 388,000 | 819,000 | 1,373,000 | 1,928,000 |
| Income tax | 120,000 | 230,000 | 314,000 | 486,000 |
| Net income | 268,000 | 589,000 | 1,059,000 | 1,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,839,000 | 25,159,000 | 25,566,000 | 25,596,000 |
| Total capital | 26,157,000 | 26,591,000 | 27,134,000 | 27,329,000 |
| Risk-weighted assets | 142,279,000 | 159,223,000 | 176,241,000 | 188,229,000 |
Machine access — free, no API key
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