Call reports 2012
SAVANNAH BANK, NATIONAL ASSOCIATION, THE — 2012
What SAVANNAH BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 715,772,000 | 703,631,000 | 671,528,000 |
| Total loans | 556,845,000 | 543,909,000 | 515,835,000 |
| Allowance for loan losses | 13,308,000 | 13,613,000 | 12,652,000 |
| Securities available for sale | 66,823,000 | 66,398,000 | 60,318,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 618,052,000 | 609,224,000 | 586,306,000 |
| Interest-bearing deposits | 592,595,000 | 581,351,000 | 563,615,000 |
| Noninterest-bearing deposits | 25,457,000 | 27,873,000 | 22,691,000 |
| Equity capital | 65,814,000 | 66,367,000 | 57,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 7,616,000 | 15,044,000 | 22,101,000 |
| Interest expense | 1,206,000 | 2,242,000 | 3,191,000 |
| Net interest income | 6,410,000 | 12,802,000 | 18,910,000 |
| Noninterest income | 60,000 | 566,000 | 445,000 |
| Noninterest expense | 3,841,000 | 7,916,000 | 12,861,000 |
| Provision for loan losses | 3,205,000 | 5,255,000 | 8,730,000 |
| Pretax income | -576,000 | 220,000 | -2,215,000 |
| Income tax | -265,000 | -10,000 | 6,880,000 |
| Net income | -311,000 | 230,000 | -9,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 61,959,000 | 62,520,000 | 55,715,000 |
| Total capital | 68,595,000 | 68,965,000 | 61,756,000 |
| Risk-weighted assets | 524,223,000 | 508,445,000 | 476,655,000 |