Call reports 2011
SAVANNAH BANK, NATIONAL ASSOCIATION, THE — 2011
What SAVANNAH BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 764,918,000 | 736,836,000 | 728,660,000 | 730,280,000 |
| Total loans | 606,024,000 | 597,406,000 | 589,262,000 | 568,900,000 |
| Allowance for loan losses | 14,741,000 | 13,857,000 | 13,613,000 | 14,121,000 |
| Securities available for sale | 98,900,000 | 85,246,000 | 70,130,000 | 65,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 670,826,000 | 639,983,000 | 630,548,000 | 632,919,000 |
| Interest-bearing deposits | 650,148,000 | 617,838,000 | 610,848,000 | 610,477,000 |
| Noninterest-bearing deposits | 20,678,000 | 22,145,000 | 19,700,000 | 22,442,000 |
| Equity capital | 65,285,000 | 66,588,000 | 66,854,000 | 65,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,482,000 | 17,022,000 | 25,332,000 | 33,243,000 |
| Interest expense | 1,882,000 | 3,521,000 | 5,013,000 | 6,346,000 |
| Net interest income | 6,600,000 | 13,501,000 | 20,319,000 | 26,897,000 |
| Noninterest income | 513,000 | 576,000 | 713,000 | 982,000 |
| Noninterest expense | 3,960,000 | 7,931,000 | 11,765,000 | 15,731,000 |
| Provision for loan losses | 3,050,000 | 5,300,000 | 7,155,000 | 11,005,000 |
| Pretax income | 260,000 | 1,240,000 | 2,712,000 | 1,743,000 |
| Income tax | 10,000 | 300,000 | 675,000 | 465,000 |
| Net income | 250,000 | 940,000 | 2,037,000 | 1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,463,000 | 65,173,000 | 64,790,000 | 62,451,000 |
| Total capital | 71,675,000 | 72,248,000 | 71,770,000 | 69,191,000 |
| Risk-weighted assets | 569,442,000 | 559,191,000 | 551,795,000 | 531,794,000 |