Call reports 2010
SAVANNAH BANK, NATIONAL ASSOCIATION, THE — 2010
What SAVANNAH BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 768,454,000 | 955,726,000 | 815,392,000 | 788,768,000 |
| Total loans | 636,558,000 | 618,237,000 | 606,875,000 | 610,182,000 |
| Allowance for loan losses | 12,939,000 | 12,344,000 | 13,011,000 | 13,458,000 |
| Securities available for sale | 57,766,000 | 94,066,000 | 127,709,000 | 113,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 676,048,000 | 849,758,000 | 716,553,000 | 694,526,000 |
| Interest-bearing deposits | 654,439,000 | 830,016,000 | 698,525,000 | 673,237,000 |
| Noninterest-bearing deposits | 21,609,000 | 19,742,000 | 18,028,000 | 21,289,000 |
| Equity capital | 60,257,000 | 65,944,000 | 65,913,000 | 65,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,833,000 | 17,371,000 | 26,056,000 | 34,892,000 |
| Interest expense | 2,619,000 | 5,118,000 | 7,931,000 | 10,105,000 |
| Net interest income | 6,214,000 | 12,253,000 | 18,125,000 | 24,787,000 |
| Noninterest income | 715,000 | 1,298,000 | 1,425,000 | 1,746,000 |
| Noninterest expense | 3,963,000 | 8,164,000 | 12,475,000 | 16,592,000 |
| Provision for loan losses | 3,910,000 | 6,230,000 | 9,230,000 | 11,765,000 |
| Pretax income | -514,000 | -290,000 | -1,620,000 | -1,271,000 |
| Income tax | -300,000 | -295,000 | -995,000 | -760,000 |
| Net income | -214,000 | 5,000 | -625,000 | -511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,850,000 | 64,946,000 | 64,056,000 | 64,193,000 |
| Total capital | 67,255,000 | 72,100,000 | 71,256,000 | 71,450,000 |
| Risk-weighted assets | 586,861,000 | 567,044,000 | 570,223,000 | 574,376,000 |