Call reports 2009
SAVANNAH BANK, NATIONAL ASSOCIATION, THE — 2009
What SAVANNAH BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 669,671,000 | 676,852,000 | 764,075,000 | 767,955,000 |
| Total loans | 587,860,000 | 585,048,000 | 640,688,000 | 651,897,000 |
| Allowance for loan losses | 9,520,000 | 9,116,000 | 11,695,000 | 12,167,000 |
| Securities available for sale | 47,250,000 | 51,671,000 | 68,640,000 | 60,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,263,000 | 571,342,000 | 664,363,000 | 667,869,000 |
| Interest-bearing deposits | 549,158,000 | 552,959,000 | 646,778,000 | 648,516,000 |
| Noninterest-bearing deposits | 20,105,000 | 18,383,000 | 17,585,000 | 19,353,000 |
| Equity capital | 56,028,000 | 56,047,000 | 61,364,000 | 61,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,287,000 | 16,680,000 | 27,831,000 | 37,011,000 |
| Interest expense | 2,973,000 | 5,795,000 | 10,046,000 | 12,947,000 |
| Net interest income | 5,314,000 | 10,885,000 | 17,785,000 | 24,064,000 |
| Noninterest income | 514,000 | 629,000 | 1,411,000 | 1,558,000 |
| Noninterest expense | 3,304,000 | 6,704,000 | 12,416,000 | 16,441,000 |
| Provision for loan losses | 1,945,000 | 3,145,000 | 7,170,000 | 8,580,000 |
| Pretax income | 725,000 | 1,848,000 | 261,000 | 2,144,000 |
| Income tax | 195,000 | 530,000 | -15,000 | 725,000 |
| Net income | 530,000 | 1,318,000 | 276,000 | 1,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,395,000 | 54,883,000 | 60,069,000 | 60,462,000 |
| Total capital | 61,309,000 | 61,769,000 | 67,621,000 | 68,062,000 |
| Risk-weighted assets | 550,539,000 | 548,632,000 | 600,021,000 | 603,449,000 |