Call reports 2022
DEMOTTE STATE BANK — 2022
What DEMOTTE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 547,907,000 | 536,457,000 | 530,131,000 | 534,385,000 |
| Total loans | 223,596,000 | 223,144,000 | 231,677,000 | 231,553,000 |
| Allowance for loan losses | 3,349,000 | 3,348,000 | 3,348,000 | 3,425,000 |
| Securities available for sale | 229,147,000 | 219,670,000 | 205,046,000 | 201,515,000 |
| Securities held to maturity | 14,975,000 | 20,464,000 | 36,061,000 | 35,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,670,000 | 473,730,000 | 467,512,000 | 463,111,000 |
| Interest-bearing deposits | 321,849,000 | 326,206,000 | 314,229,000 | 319,093,000 |
| Noninterest-bearing deposits | 148,821,000 | 147,524,000 | 153,283,000 | 144,018,000 |
| Equity capital | 44,827,000 | 36,416,000 | 30,460,000 | 31,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,063,000 | 8,192,000 | 12,591,000 | 17,185,000 |
| Interest expense | 559,000 | 1,111,000 | 1,696,000 | 2,342,000 |
| Net interest income | 3,504,000 | 7,081,000 | 10,895,000 | 14,843,000 |
| Noninterest income | 728,000 | 1,710,000 | 2,487,000 | 3,232,000 |
| Noninterest expense | 3,003,000 | 6,022,000 | 9,282,000 | 12,682,000 |
| Provision for loan losses | -11,000 | -14,000 | 9,000 | 59,000 |
| Pretax income | 1,238,000 | 2,768,000 | 4,079,000 | 5,322,000 |
| Income tax | 213,000 | 492,000 | 703,000 | 906,000 |
| Net income | 1,025,000 | 2,276,000 | 3,376,000 | 4,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,858,000 | 61,649,000 | 62,749,000 | 62,640,000 |
| Total capital | 64,207,000 | 64,997,000 | 66,097,000 | 66,065,000 |
| Risk-weighted assets | 302,373,000 | 303,331,000 | 308,882,000 | 285,474,000 |