Call reports 2020
DEMOTTE STATE BANK — 2020
What DEMOTTE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 442,759,000 | 479,639,000 | 475,348,000 | 502,719,000 |
| Total loans | 241,159,000 | 262,939,000 | 256,561,000 | 238,961,000 |
| Allowance for loan losses | 2,900,000 | 2,898,000 | 2,947,000 | 3,291,000 |
| Securities available for sale | 108,965,000 | 118,103,000 | 146,743,000 | 166,266,000 |
| Securities held to maturity | 22,955,000 | 24,496,000 | 22,198,000 | 22,134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,337,000 | 383,636,000 | 378,219,000 | 407,624,000 |
| Interest-bearing deposits | 240,765,000 | 259,619,000 | 254,268,000 | 270,394,000 |
| Noninterest-bearing deposits | 96,572,000 | 124,017,000 | 123,951,000 | 137,230,000 |
| Equity capital | 54,806,000 | 56,896,000 | 58,201,000 | 57,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,466,000 | 9,695,000 | 14,214,000 | 18,057,000 |
| Interest expense | 764,000 | 1,558,000 | 2,210,000 | 2,878,000 |
| Net interest income | 3,702,000 | 8,137,000 | 12,004,000 | 15,179,000 |
| Noninterest income | 685,000 | 1,357,000 | 2,201,000 | 2,883,000 |
| Noninterest expense | 3,074,000 | 6,366,000 | 9,603,000 | 12,785,000 |
| Provision for loan losses | 69,000 | 121,000 | 168,000 | 647,000 |
| Pretax income | 1,268,000 | 3,039,000 | 4,465,000 | 4,672,000 |
| Income tax | 243,000 | 626,000 | 894,000 | 870,000 |
| Net income | 1,025,000 | 2,413,000 | 3,571,000 | 3,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,762,000 | 55,690,000 | 56,849,000 | 56,045,000 |
| Total capital | 57,662,000 | 58,588,000 | 59,796,000 | 59,336,000 |
| Risk-weighted assets | 280,766,000 | 311,084,000 | 306,917,000 | 298,109,000 |