Call reports 2019
DEMOTTE STATE BANK — 2019
What DEMOTTE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 417,758,000 | 427,080,000 | 426,374,000 | 446,309,000 |
| Total loans | 236,549,000 | 239,322,000 | 237,393,000 | 240,366,000 |
| Allowance for loan losses | 2,804,000 | 2,837,000 | 2,836,000 | 2,912,000 |
| Securities available for sale | 105,825,000 | 107,205,000 | 109,560,000 | 119,627,000 |
| Securities held to maturity | 25,670,000 | 25,027,000 | 23,802,000 | 26,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,643,000 | 330,979,000 | 331,533,000 | 353,077,000 |
| Interest-bearing deposits | 233,073,000 | 240,469,000 | 234,891,000 | 248,967,000 |
| Noninterest-bearing deposits | 93,570,000 | 90,510,000 | 96,642,000 | 104,110,000 |
| Equity capital | 49,356,000 | 51,468,000 | 53,059,000 | 52,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,338,000 | 8,769,000 | 13,217,000 | 17,646,000 |
| Interest expense | 749,000 | 1,501,000 | 2,298,000 | 3,085,000 |
| Net interest income | 3,589,000 | 7,268,000 | 10,919,000 | 14,561,000 |
| Noninterest income | 702,000 | 1,404,000 | 2,358,000 | 3,011,000 |
| Noninterest expense | 2,957,000 | 5,972,000 | 9,092,000 | 12,217,000 |
| Provision for loan losses | -14,000 | 24,000 | 50,000 | 195,000 |
| Pretax income | 1,376,000 | 2,704,000 | 4,183,000 | 5,208,000 |
| Income tax | 317,000 | 541,000 | 849,000 | 1,044,000 |
| Net income | 1,059,000 | 2,163,000 | 3,334,000 | 4,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,639,000 | 52,828,000 | 53,999,000 | 53,738,000 |
| Total capital | 54,457,000 | 55,678,000 | 56,850,000 | 56,666,000 |
| Risk-weighted assets | 280,080,000 | 282,525,000 | 279,201,000 | 284,462,000 |