Call reports 2018
DEMOTTE STATE BANK — 2018
What DEMOTTE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 406,807,000 | 407,447,000 | 411,507,000 | 417,499,000 |
| Total loans | 211,646,000 | 220,438,000 | 231,694,000 | 236,226,000 |
| Allowance for loan losses | 2,587,000 | 2,587,000 | 2,653,000 | 2,806,000 |
| Securities available for sale | 118,196,000 | 111,866,000 | 106,959,000 | 106,965,000 |
| Securities held to maturity | 30,290,000 | 30,175,000 | 29,237,000 | 29,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,493,000 | 317,390,000 | 318,292,000 | 329,318,000 |
| Interest-bearing deposits | 229,452,000 | 230,996,000 | 230,588,000 | 238,599,000 |
| Noninterest-bearing deposits | 88,041,000 | 86,394,000 | 87,704,000 | 90,719,000 |
| Equity capital | 45,912,000 | 46,047,000 | 46,119,000 | 46,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,823,000 | 7,846,000 | 12,005,000 | 16,278,000 |
| Interest expense | 641,000 | 1,296,000 | 1,996,000 | 2,738,000 |
| Net interest income | 3,182,000 | 6,550,000 | 10,009,000 | 13,540,000 |
| Noninterest income | 643,000 | 1,387,000 | 2,044,000 | 2,583,000 |
| Noninterest expense | 2,928,000 | 6,021,000 | 9,163,000 | 12,472,000 |
| Provision for loan losses | 6,000 | -6,000 | -9,000 | 209,000 |
| Pretax income | 891,000 | 1,890,000 | 2,867,000 | 3,410,000 |
| Income tax | 143,000 | 328,000 | 508,000 | 579,000 |
| Net income | 748,000 | 1,562,000 | 2,359,000 | 2,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,933,000 | 50,288,000 | 51,085,000 | 50,580,000 |
| Total capital | 52,537,000 | 52,893,000 | 53,752,000 | 53,398,000 |
| Risk-weighted assets | 258,655,000 | 255,139,000 | 266,520,000 | 281,301,000 |