Call reports 2017
DEMOTTE STATE BANK — 2017
What DEMOTTE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 401,116,000 | 403,315,000 | 399,683,000 | 404,670,000 |
| Total loans | 210,574,000 | 212,108,000 | 209,423,000 | 211,823,000 |
| Allowance for loan losses | 3,196,000 | 3,212,000 | 2,802,000 | 2,582,000 |
| Securities available for sale | 120,495,000 | 114,119,000 | 113,407,000 | 124,892,000 |
| Securities held to maturity | 33,643,000 | 32,774,000 | 32,083,000 | 31,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,262,000 | 308,776,000 | 307,096,000 | 315,599,000 |
| Interest-bearing deposits | 226,726,000 | 224,856,000 | 220,019,000 | 228,404,000 |
| Noninterest-bearing deposits | 83,536,000 | 83,920,000 | 87,077,000 | 87,195,000 |
| Equity capital | 46,790,000 | 48,006,000 | 48,582,000 | 46,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,777,000 | 7,618,000 | 11,396,000 | 15,207,000 |
| Interest expense | 601,000 | 1,222,000 | 1,832,000 | 2,466,000 |
| Net interest income | 3,176,000 | 6,396,000 | 9,564,000 | 12,741,000 |
| Noninterest income | 604,000 | 1,269,000 | 1,907,000 | 2,236,000 |
| Noninterest expense | 2,639,000 | 5,448,000 | 8,273,000 | 11,386,000 |
| Provision for loan losses | 18,000 | 38,000 | 63,000 | 298,000 |
| Pretax income | 1,128,000 | 2,185,000 | 3,148,000 | 3,306,000 |
| Income tax | 333,000 | 623,000 | 860,000 | 965,000 |
| Net income | 795,000 | 1,562,000 | 2,288,000 | 2,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,623,000 | 49,370,000 | 50,095,000 | 49,185,000 |
| Total capital | 51,804,000 | 52,595,000 | 52,913,000 | 51,782,000 |
| Risk-weighted assets | 253,522,000 | 256,899,000 | 252,837,000 | 256,947,000 |