Call reports 2016
DEMOTTE STATE BANK — 2016
What DEMOTTE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 372,389,000 | 387,945,000 | 388,488,000 | 397,099,000 |
| Total loans | 204,514,000 | 208,609,000 | 212,077,000 | 213,646,000 |
| Allowance for loan losses | 3,178,000 | 3,167,000 | 3,167,000 | 3,223,000 |
| Securities available for sale | 98,054,000 | 109,090,000 | 102,578,000 | 114,792,000 |
| Securities held to maturity | 35,477,000 | 35,674,000 | 34,450,000 | 34,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,774,000 | 296,156,000 | 296,602,000 | 305,267,000 |
| Interest-bearing deposits | 211,031,000 | 220,632,000 | 218,929,000 | 223,174,000 |
| Noninterest-bearing deposits | 73,743,000 | 75,524,000 | 77,673,000 | 82,093,000 |
| Equity capital | 47,020,000 | 47,643,000 | 48,387,000 | 46,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,668,000 | 7,304,000 | 11,047,000 | 14,754,000 |
| Interest expense | 616,000 | 1,229,000 | 1,838,000 | 2,442,000 |
| Net interest income | 3,052,000 | 6,075,000 | 9,209,000 | 12,312,000 |
| Noninterest income | 595,000 | 1,262,000 | 1,898,000 | 2,482,000 |
| Noninterest expense | 2,452,000 | 5,001,000 | 7,625,000 | 10,208,000 |
| Provision for loan losses | -5,000 | 4,000 | 30,000 | 289,000 |
| Pretax income | 1,229,000 | 2,410,000 | 3,562,000 | 4,407,000 |
| Income tax | 379,000 | 739,000 | 1,089,000 | 1,333,000 |
| Net income | 850,000 | 1,671,000 | 2,473,000 | 3,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,372,000 | 47,733,000 | 48,535,000 | 47,937,000 |
| Total capital | 50,408,000 | 50,832,000 | 51,674,000 | 51,158,000 |
| Risk-weighted assets | 242,107,000 | 247,259,000 | 250,279,000 | 256,588,000 |