Call reports 2015
DEMOTTE STATE BANK — 2015
What DEMOTTE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 363,472,000 | 365,758,000 | 370,015,000 | 375,431,000 |
| Total loans | 192,198,000 | 199,110,000 | 200,347,000 | 204,130,000 |
| Allowance for loan losses | 2,923,000 | 2,924,000 | 2,930,000 | 3,179,000 |
| Securities available for sale | 95,444,000 | 91,906,000 | 93,617,000 | 99,495,000 |
| Securities held to maturity | 41,825,000 | 38,540,000 | 39,152,000 | 35,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,875,000 | 280,160,000 | 280,364,000 | 288,869,000 |
| Interest-bearing deposits | 212,234,000 | 212,352,000 | 209,405,000 | 215,694,000 |
| Noninterest-bearing deposits | 70,641,000 | 67,808,000 | 70,959,000 | 73,175,000 |
| Equity capital | 45,456,000 | 45,255,000 | 46,450,000 | 45,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,546,000 | 7,083,000 | 10,687,000 | 14,350,000 |
| Interest expense | 660,000 | 1,332,000 | 2,009,000 | 2,659,000 |
| Net interest income | 2,886,000 | 5,751,000 | 8,678,000 | 11,691,000 |
| Noninterest income | 634,000 | 1,310,000 | 1,966,000 | 2,528,000 |
| Noninterest expense | 2,453,000 | 4,981,000 | 7,458,000 | 9,997,000 |
| Provision for loan losses | -46,000 | 25,000 | 34,000 | 340,000 |
| Pretax income | 1,189,000 | 2,209,000 | 3,351,000 | 4,118,000 |
| Income tax | 346,000 | 636,000 | 970,000 | 1,138,000 |
| Net income | 843,000 | 1,573,000 | 2,381,000 | 2,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,764,000 | 46,034,000 | 46,842,000 | 46,522,000 |
| Total capital | 48,396,000 | 48,964,000 | 49,777,000 | 49,578,000 |
| Risk-weighted assets | 247,608,000 | 250,569,000 | 240,879,000 | 243,971,000 |