Call reports 2012
DEMOTTE STATE BANK — 2012
What DEMOTTE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 367,187,000 | 357,007,000 | 361,160,000 | 378,889,000 |
| Total loans | 190,251,000 | 192,068,000 | 192,644,000 | 199,447,000 |
| Allowance for loan losses | 2,920,000 | 2,973,000 | 2,918,000 | 3,070,000 |
| Securities available for sale | 114,639,000 | 105,170,000 | 102,131,000 | 110,295,000 |
| Securities held to maturity | 22,853,000 | 22,678,000 | 31,316,000 | 32,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,801,000 | 282,368,000 | 278,929,000 | 293,583,000 |
| Interest-bearing deposits | 222,858,000 | 223,456,000 | 217,213,000 | 228,781,000 |
| Noninterest-bearing deposits | 59,943,000 | 58,912,000 | 61,716,000 | 64,802,000 |
| Equity capital | 41,301,000 | 41,798,000 | 42,621,000 | 41,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,943,000 | 7,801,000 | 11,566,000 | 15,192,000 |
| Interest expense | 1,000,000 | 1,930,000 | 2,753,000 | 3,539,000 |
| Net interest income | 2,943,000 | 5,871,000 | 8,813,000 | 11,653,000 |
| Noninterest income | 477,000 | 985,000 | 1,457,000 | 1,964,000 |
| Noninterest expense | 2,446,000 | 4,907,000 | 7,376,000 | 9,822,000 |
| Provision for loan losses | 27,000 | 138,000 | 196,000 | 796,000 |
| Pretax income | 985,000 | 2,140,000 | 3,236,000 | 3,547,000 |
| Income tax | 296,000 | 670,000 | 1,005,000 | 949,000 |
| Net income | 689,000 | 1,470,000 | 2,231,000 | 2,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,884,000 | 41,435,000 | 42,196,000 | 41,758,000 |
| Total capital | 43,646,000 | 44,167,000 | 44,986,000 | 44,659,000 |
| Risk-weighted assets | 220,592,000 | 218,007,000 | 222,711,000 | 231,500,000 |