Call reports 2023
CENTRAL SAVINGS, F.S.B. — 2023
What CENTRAL SAVINGS, F.S.B. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 105,956,000 | 107,047,000 | 106,232,000 | 109,038,000 |
| Total loans | 90,844,000 | 91,607,000 | 91,024,000 | 93,556,000 |
| Allowance for loan losses | 1,468,000 | 1,468,000 | 1,468,000 | 1,468,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,677,000 | 77,126,000 | 75,787,000 | 75,061,000 |
| Interest-bearing deposits | 73,310,000 | 72,679,000 | 70,279,000 | 71,434,000 |
| Noninterest-bearing deposits | 3,367,000 | 4,447,000 | 5,508,000 | 3,627,000 |
| Equity capital | 28,574,000 | 28,864,000 | 28,896,000 | 28,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,824,000 | 4,264,000 | 5,883,000 |
| Interest expense | 213,000 | 486,000 | 813,000 | 1,211,000 |
| Net interest income | 1,129,000 | 2,338,000 | 3,451,000 | 4,672,000 |
| Noninterest income | 20,000 | 27,000 | 45,000 | 71,000 |
| Noninterest expense | 806,000 | 1,609,000 | 2,671,000 | 4,004,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 343,000 | 756,000 | 825,000 | 742,000 |
| Income tax | 102,000 | 225,000 | 262,000 | 266,000 |
| Net income | 241,000 | 531,000 | 563,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,504,000 | 27,798,000 | 27,854,000 | 27,795,000 |
| Total capital | 28,499,000 | 28,791,000 | 28,851,000 | 28,826,000 |
| Risk-weighted assets | 79,132,000 | 78,951,000 | 79,275,000 | 81,984,000 |
Machine access — free, no API key
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