Call reports 2022
CENTRAL SAVINGS, F.S.B. — 2022
What CENTRAL SAVINGS, F.S.B. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 115,235,000 | 110,352,000 | 110,310,000 | 106,408,000 |
| Total loans | 87,342,000 | 86,161,000 | 91,650,000 | 92,977,000 |
| Allowance for loan losses | 1,339,000 | 1,339,000 | 1,339,000 | 1,339,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,472,000 | 81,439,000 | 81,159,000 | 77,456,000 |
| Interest-bearing deposits | 77,358,000 | 76,745,000 | 74,741,000 | 73,094,000 |
| Noninterest-bearing deposits | 4,114,000 | 4,694,000 | 6,418,000 | 4,362,000 |
| Equity capital | 28,333,000 | 28,452,000 | 28,594,000 | 28,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 1,997,000 | 3,123,000 | 4,399,000 |
| Interest expense | 133,000 | 252,000 | 373,000 | 517,000 |
| Net interest income | 859,000 | 1,745,000 | 2,750,000 | 3,882,000 |
| Noninterest income | 7,000 | 13,000 | 23,000 | 40,000 |
| Noninterest expense | 710,000 | 1,430,000 | 2,238,000 | 3,587,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 156,000 | 328,000 | 535,000 | 335,000 |
| Income tax | 48,000 | 101,000 | 166,000 | 112,000 |
| Net income | 108,000 | 227,000 | 369,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,248,000 | 27,370,000 | 27,515,000 | 27,374,000 |
| Total capital | 28,193,000 | 28,307,000 | 28,515,000 | 28,378,000 |
| Risk-weighted assets | 75,241,000 | 74,569,000 | 79,621,000 | 80,011,000 |
Machine access — free, no API key
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