Call reports 2021
CENTRAL SAVINGS, F.S.B. — 2021
What CENTRAL SAVINGS, F.S.B. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 115,292,000 | 113,960,000 | 114,436,000 | 114,630,000 |
| Total loans | 96,304,000 | 91,989,000 | 92,645,000 | 88,463,000 |
| Allowance for loan losses | 1,353,000 | 1,341,000 | 1,337,000 | 1,339,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,692,000 | 79,952,000 | 80,434,000 | 80,902,000 |
| Interest-bearing deposits | 79,097,000 | 74,891,000 | 76,221,000 | 76,347,000 |
| Noninterest-bearing deposits | 3,595,000 | 5,061,000 | 4,213,000 | 4,555,000 |
| Equity capital | 28,139,000 | 28,254,000 | 28,344,000 | 28,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,049,000 | 2,067,000 | 3,198,000 | 4,336,000 |
| Interest expense | 218,000 | 407,000 | 564,000 | 714,000 |
| Net interest income | 831,000 | 1,660,000 | 2,634,000 | 3,622,000 |
| Noninterest income | 58,000 | 70,000 | 77,000 | 84,000 |
| Noninterest expense | 708,000 | 1,377,000 | 2,226,000 | 3,379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 353,000 | 485,000 | 327,000 |
| Income tax | 59,000 | 117,000 | 159,000 | 120,000 |
| Net income | 122,000 | 236,000 | 326,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,041,000 | 27,160,000 | 27,253,000 | 27,137,000 |
| Total capital | 28,155,000 | 28,225,000 | 28,293,000 | 28,140,000 |
| Risk-weighted assets | 88,817,000 | 84,953,000 | 82,929,000 | 79,887,000 |
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