Call reports 2020
CENTRAL SAVINGS, F.S.B. — 2020
What CENTRAL SAVINGS, F.S.B. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 110,727,000 | 119,357,000 | 116,164,000 | 117,869,000 |
| Total loans | 94,696,000 | 94,589,000 | 93,166,000 | 93,906,000 |
| Allowance for loan losses | 1,345,000 | 1,347,000 | 1,349,000 | 1,351,000 |
| Securities available for sale | 3,539,000 | 3,368,000 | 3,007,000 | 1,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,074,000 | 86,442,000 | 83,246,000 | 85,282,000 |
| Interest-bearing deposits | 80,370,000 | 82,840,000 | 80,210,000 | 80,821,000 |
| Noninterest-bearing deposits | 1,704,000 | 3,602,000 | 3,036,000 | 4,461,000 |
| Equity capital | 28,041,000 | 28,163,000 | 28,184,000 | 28,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,331,000 | 3,444,000 | 4,499,000 |
| Interest expense | 255,000 | 521,000 | 782,000 | 1,014,000 |
| Net interest income | 946,000 | 1,810,000 | 2,662,000 | 3,485,000 |
| Noninterest income | 30,000 | 58,000 | 86,000 | 221,000 |
| Noninterest expense | 821,000 | 1,589,000 | 2,420,000 | 3,382,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 155,000 | 279,000 | 328,000 | 324,000 |
| Income tax | 44,000 | 79,000 | 93,000 | 116,000 |
| Net income | 111,000 | 200,000 | 235,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,635,000 | 26,730,000 | 26,771,000 | 26,917,000 |
| Total capital | 27,675,000 | 27,791,000 | 27,812,000 | 28,014,000 |
| Risk-weighted assets | 82,837,000 | 84,507,000 | 82,906,000 | 87,514,000 |