Call reports 2018
CENTRAL SAVINGS, F.S.B. — 2018
What CENTRAL SAVINGS, F.S.B. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 120,000,000 | 120,156,000 | 114,585,000 | 113,985,000 |
| Total loans | 103,123,000 | 101,634,000 | 97,733,000 | 97,150,000 |
| Allowance for loan losses | 1,446,000 | 1,448,000 | 1,450,000 | 1,475,000 |
| Securities available for sale | 4,513,000 | 4,360,000 | 4,157,000 | 4,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,026,000 | 92,268,000 | 86,442,000 | 86,086,000 |
| Interest-bearing deposits | 88,099,000 | 88,803,000 | 83,880,000 | 82,762,000 |
| Noninterest-bearing deposits | 3,927,000 | 3,465,000 | 2,562,000 | 3,324,000 |
| Equity capital | 27,110,000 | 27,227,000 | 27,356,000 | 27,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,209,000 | 2,426,000 | 3,667,000 | 4,899,000 |
| Interest expense | 169,000 | 380,000 | 614,000 | 847,000 |
| Net interest income | 1,040,000 | 2,046,000 | 3,053,000 | 4,052,000 |
| Noninterest income | 8,000 | 15,000 | 23,000 | 30,000 |
| Noninterest expense | 743,000 | 1,563,000 | 2,355,000 | 3,425,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 305,000 | 498,000 | 721,000 | 657,000 |
| Income tax | 87,000 | 142,000 | 205,000 | 199,000 |
| Net income | 218,000 | 356,000 | 516,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,735,000 | 25,877,000 | 26,040,000 | 25,996,000 |
| Total capital | 26,875,000 | 27,002,000 | 27,131,000 | 27,084,000 |
| Risk-weighted assets | 90,799,000 | 89,578,000 | 86,811,000 | 86,599,000 |