Call reports 2017
CENTRAL SAVINGS, F.S.B. — 2017
What CENTRAL SAVINGS, F.S.B. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 122,985,000 | 118,493,000 | 119,297,000 | 117,284,000 |
| Total loans | 103,074,000 | 103,277,000 | 103,494,000 | 103,684,000 |
| Allowance for loan losses | 1,470,000 | 1,388,000 | 1,442,000 | 1,444,000 |
| Securities available for sale | 5,547,000 | 5,199,000 | 5,031,000 | 4,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,099,000 | 91,793,000 | 87,564,000 | 89,058,000 |
| Interest-bearing deposits | 84,257,000 | 83,420,000 | 81,902,000 | 83,698,000 |
| Noninterest-bearing deposits | 6,842,000 | 8,373,000 | 5,662,000 | 5,360,000 |
| Equity capital | 25,843,000 | 26,021,000 | 27,123,000 | 26,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,276,000 | 2,540,000 | 3,814,000 | 5,039,000 |
| Interest expense | 124,000 | 273,000 | 421,000 | 582,000 |
| Net interest income | 1,152,000 | 2,267,000 | 3,393,000 | 4,457,000 |
| Noninterest income | 8,000 | 19,000 | 2,217,000 | 2,223,000 |
| Noninterest expense | 824,000 | 1,763,000 | 3,262,000 | 4,459,000 |
| Provision for loan losses | -100,000 | -200,000 | -200,000 | -200,000 |
| Pretax income | 436,000 | 723,000 | 2,548,000 | 2,421,000 |
| Income tax | 170,000 | 283,000 | 1,018,000 | 1,034,000 |
| Net income | 266,000 | 440,000 | 1,530,000 | 1,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,340,000 | 24,446,000 | 25,642,000 | 25,533,000 |
| Total capital | 25,477,000 | 25,589,000 | 26,790,000 | 26,670,000 |
| Risk-weighted assets | 90,645,000 | 91,058,000 | 91,393,000 | 90,520,000 |