Call reports 2026
HORIZON FINANCIAL BANK — 2026
What HORIZON FINANCIAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 202,230,000 | 201,034,000 |
| Total loans | 137,558,000 | 150,772,000 |
| Allowance for loan losses | 1,687,000 | 1,713,000 |
| Securities available for sale | 28,105,000 | 28,825,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 180,279,000 | 178,546,000 |
| Interest-bearing deposits | 145,300,000 | 141,666,000 |
| Noninterest-bearing deposits | 34,979,000 | 36,880,000 |
| Equity capital | 20,726,000 | 21,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,688,000 | 5,426,000 |
| Interest expense | 880,000 | 1,774,000 |
| Net interest income | 1,808,000 | 3,652,000 |
| Noninterest income | 96,000 | 201,000 |
| Noninterest expense | 1,256,000 | 2,504,000 |
| Provision for loan losses | 20,000 | 45,000 |
| Pretax income | 621,000 | 1,310,000 |
| Income tax | 153,000 | 324,000 |
| Net income | 468,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 21,338,000 | 21,856,000 |