Call report 2025Q4
HORIZON FINANCIAL BANK — 2025Q4
The 22 measures HORIZON FINANCIAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 206,010,000 | USD | evidence → |
| Total loans | 158,713,000 | USD | evidence → |
| Allowance for loan losses | 1,667,000 | USD | evidence → |
| Securities available for sale | 27,605,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,827,000 | USD | evidence → |
| Interest-bearing deposits | 144,182,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,645,000 | USD | evidence → |
| Equity capital | 22,409,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,021,000 | USD | evidence → |
| Interest expense | 4,093,000 | USD | evidence → |
| Net interest income | 6,928,000 | USD | evidence → |
| Noninterest income | 378,000 | USD | evidence → |
| Noninterest expense | 4,528,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 2,670,000 | USD | evidence → |
| Income tax | 556,000 | USD | evidence → |
| Net income | 2,114,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,870,000 | USD | evidence → |