Call reports 2025
FIRST PREMIER BANK — 2025
What FIRST PREMIER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,114,830,000 | 3,126,403,000 | 3,295,381,000 | 4,154,885,000 |
| Total loans | 2,102,296,000 | 2,147,283,000 | 2,164,708,000 | 2,137,395,000 |
| Allowance for loan losses | 30,635,000 | 31,112,000 | 31,373,000 | 30,968,000 |
| Securities available for sale | 402,836,000 | 415,683,000 | 413,811,000 | 456,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,607,851,000 | 2,554,622,000 | 2,663,576,000 | 3,462,247,000 |
| Interest-bearing deposits | 2,040,576,000 | 1,929,757,000 | 1,933,702,000 | 2,090,975,000 |
| Noninterest-bearing deposits | 567,275,000 | 624,865,000 | 729,874,000 | 1,371,272,000 |
| Equity capital | 436,709,000 | 439,805,000 | 457,757,000 | 476,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 40,569,000 | 82,314,000 | 125,605,000 | 170,543,000 |
| Interest expense | 14,620,000 | 29,604,000 | 44,677,000 | 59,523,000 |
| Net interest income | 25,949,000 | 52,710,000 | 80,928,000 | 111,020,000 |
| Noninterest income | 12,888,000 | 27,162,000 | 41,426,000 | 55,015,000 |
| Noninterest expense | 23,394,000 | 48,423,000 | 74,234,000 | 98,853,000 |
| Provision for loan losses | 1,310,000 | 3,630,000 | 5,280,000 | 7,130,000 |
| Pretax income | 14,134,000 | 27,615,000 | 42,625,000 | 59,380,000 |
| Income tax | 619,000 | 1,264,000 | 1,895,000 | 2,601,000 |
| Net income | 13,515,000 | 26,351,000 | 40,730,000 | 56,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 470,551,000 | 475,147,000 | 485,407,000 | 501,455,000 |
| Total capital | 501,030,000 | 506,445,000 | 517,216,000 | 533,141,000 |
| Risk-weighted assets | 2,437,304,000 | 2,502,980,000 | 2,544,085,000 | 2,534,560,000 |