Call reports 2023
FIRST PREMIER BANK — 2023
What FIRST PREMIER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,741,098,000 | 2,882,365,000 | 2,908,046,000 | 3,000,634,000 |
| Total loans | 1,860,149,000 | 1,966,120,000 | 2,027,248,000 | 2,049,512,000 |
| Allowance for loan losses | 27,159,000 | 28,495,000 | 29,415,000 | 29,751,000 |
| Securities available for sale | 573,559,000 | 604,741,000 | 563,954,000 | 553,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,288,324,000 | 2,332,241,000 | 2,319,921,000 | 2,439,754,000 |
| Interest-bearing deposits | 1,532,483,000 | 1,655,599,000 | 1,662,964,000 | 1,767,937,000 |
| Noninterest-bearing deposits | 755,841,000 | 676,642,000 | 656,957,000 | 671,817,000 |
| Equity capital | 349,423,000 | 350,657,000 | 350,950,000 | 380,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 29,364,000 | 61,822,000 | 97,230,000 | 134,560,000 |
| Interest expense | 6,494,000 | 16,251,000 | 29,216,000 | 43,282,000 |
| Net interest income | 22,870,000 | 45,571,000 | 68,014,000 | 91,278,000 |
| Noninterest income | 11,934,000 | 24,688,000 | 37,359,000 | 50,646,000 |
| Noninterest expense | 21,663,000 | 43,127,000 | 64,318,000 | 87,178,000 |
| Provision for loan losses | 180,000 | 2,140,000 | 3,520,000 | 5,280,000 |
| Pretax income | 12,209,000 | 23,993,000 | 36,528,000 | 47,962,000 |
| Income tax | 567,000 | 1,179,000 | 1,552,000 | 2,084,000 |
| Net income | 11,642,000 | 22,814,000 | 34,976,000 | 45,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 398,647,000 | 403,319,000 | 411,681,000 | 422,582,000 |
| Total capital | 426,149,000 | 432,216,000 | 441,151,000 | 452,047,000 |
| Risk-weighted assets | 2,199,821,000 | 2,311,200,000 | 2,356,692,000 | 2,355,933,000 |