Call reports 2020
FIRST PREMIER BANK — 2020
What FIRST PREMIER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,128,632,000 | 2,641,707,000 | 2,878,656,000 | 2,650,083,000 |
| Total loans | 1,276,513,000 | 1,478,161,000 | 1,551,363,000 | 1,521,571,000 |
| Allowance for loan losses | 19,149,000 | 20,526,000 | 21,596,000 | 21,668,000 |
| Securities available for sale | 238,753,000 | 267,401,000 | 265,111,000 | 300,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,794,671,000 | 2,294,573,000 | 2,521,326,000 | 2,305,821,000 |
| Interest-bearing deposits | 1,034,516,000 | 1,181,674,000 | 1,238,602,000 | 1,310,306,000 |
| Noninterest-bearing deposits | 760,155,000 | 1,112,899,000 | 1,282,724,000 | 995,515,000 |
| Equity capital | 299,369,000 | 309,165,000 | 317,120,000 | 327,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 18,960,000 | 37,499,000 | 57,525,000 | 78,291,000 |
| Interest expense | 3,007,000 | 5,538,000 | 8,113,000 | 10,633,000 |
| Net interest income | 15,953,000 | 31,961,000 | 49,412,000 | 67,658,000 |
| Noninterest income | 10,883,000 | 22,684,000 | 36,200,000 | 50,365,000 |
| Noninterest expense | 15,980,000 | 33,350,000 | 51,579,000 | 71,799,000 |
| Provision for loan losses | 8,856,000 | 10,586,000 | 11,976,000 | 12,746,000 |
| Pretax income | 2,025,000 | 10,736,000 | 22,083,000 | 33,503,000 |
| Income tax | 109,000 | 537,000 | 1,069,000 | 1,608,000 |
| Net income | 1,916,000 | 10,199,000 | 21,014,000 | 31,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 299,026,000 | 302,239,000 | 310,454,000 | 321,335,000 |
| Total capital | 316,653,000 | 321,215,000 | 330,234,000 | 341,508,000 |
| Risk-weighted assets | 1,408,687,000 | 1,516,581,000 | 1,580,613,000 | 1,612,380,000 |