Call reports 2016
FIRST PREMIER BANK — 2016
What FIRST PREMIER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,976,630,000 | 1,958,923,000 | 1,486,892,000 | 1,509,567,000 |
| Total loans | 920,157,000 | 970,309,000 | 1,000,884,000 | 998,446,000 |
| Allowance for loan losses | 13,810,000 | 14,557,000 | 15,015,000 | 14,980,000 |
| Securities available for sale | 289,152,000 | 303,801,000 | 276,369,000 | 249,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,716,877,000 | 1,695,998,000 | 1,189,723,000 | 1,239,474,000 |
| Interest-bearing deposits | 838,047,000 | 786,158,000 | 777,381,000 | 817,762,000 |
| Noninterest-bearing deposits | 878,830,000 | 909,840,000 | 412,342,000 | 421,712,000 |
| Equity capital | 228,890,000 | 230,091,000 | 233,138,000 | 233,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,581,000 | 26,981,000 | 41,061,000 | 55,169,000 |
| Interest expense | 1,479,000 | 2,945,000 | 4,448,000 | 6,001,000 |
| Net interest income | 12,102,000 | 24,036,000 | 36,613,000 | 49,168,000 |
| Noninterest income | 7,724,000 | 15,974,000 | 24,197,000 | 32,479,000 |
| Noninterest expense | 12,286,000 | 25,378,000 | 38,977,000 | 52,436,000 |
| Provision for loan losses | 500,000 | 1,680,000 | 2,150,000 | 3,070,000 |
| Pretax income | 7,054,000 | 12,981,000 | 19,764,000 | 26,225,000 |
| Income tax | 354,000 | 519,000 | 1,038,000 | 1,278,000 |
| Net income | 6,700,000 | 12,462,000 | 18,726,000 | 24,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,724,000 | 225,887,000 | 229,455,000 | 235,684,000 |
| Total capital | 238,623,000 | 239,310,000 | 243,247,000 | 249,510,000 |
| Risk-weighted assets | 1,031,028,000 | 1,072,730,000 | 1,102,121,000 | 1,104,962,000 |