Call reports 2015
FIRST PREMIER BANK — 2015
What FIRST PREMIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,488,890,000 | 1,498,480,000 | 1,553,402,000 | 1,547,327,000 |
| Total loans | 874,585,000 | 923,485,000 | 934,928,000 | 918,037,000 |
| Allowance for loan losses | 13,126,000 | 13,859,000 | 14,023,000 | 13,777,000 |
| Securities available for sale | 228,839,000 | 211,042,000 | 220,549,000 | 251,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,243,773,000 | 1,251,115,000 | 1,300,869,000 | 1,285,484,000 |
| Interest-bearing deposits | 771,260,000 | 779,519,000 | 801,991,000 | 850,483,000 |
| Noninterest-bearing deposits | 472,513,000 | 471,596,000 | 498,878,000 | 435,001,000 |
| Equity capital | 214,341,000 | 214,462,000 | 218,592,000 | 225,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,079,000 | 26,109,000 | 39,490,000 | 53,024,000 |
| Interest expense | 1,566,000 | 3,098,000 | 4,602,000 | 6,101,000 |
| Net interest income | 11,513,000 | 23,011,000 | 34,888,000 | 46,923,000 |
| Noninterest income | 7,026,000 | 14,668,000 | 23,198,000 | 32,966,000 |
| Noninterest expense | 10,960,000 | 22,645,000 | 34,500,000 | 48,123,000 |
| Provision for loan losses | 440,000 | 1,480,000 | 2,810,000 | 3,000,000 |
| Pretax income | 7,143,000 | 13,561,000 | 20,783,000 | 28,773,000 |
| Income tax | 189,000 | 432,000 | 751,000 | 1,066,000 |
| Net income | 6,954,000 | 13,129,000 | 20,032,000 | 27,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 210,326,000 | 211,303,000 | 215,452,000 | 223,127,000 |
| Total capital | 222,445,000 | 223,965,000 | 228,390,000 | 235,845,000 |
| Risk-weighted assets | 968,521,000 | 1,011,748,000 | 1,033,920,000 | 1,016,386,000 |