Call reports 2014
FIRST PREMIER BANK — 2014
What FIRST PREMIER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,309,645,000 | 1,357,981,000 | 1,388,360,000 | 1,722,553,000 |
| Total loans | 768,603,000 | 822,233,000 | 865,037,000 | 873,027,000 |
| Allowance for loan losses | 11,533,000 | 12,341,000 | 12,983,000 | 13,098,000 |
| Securities available for sale | 238,367,000 | 238,675,000 | 231,904,000 | 239,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,070,934,000 | 1,116,309,000 | 1,142,580,000 | 1,468,101,000 |
| Interest-bearing deposits | 722,671,000 | 759,751,000 | 740,638,000 | 799,640,000 |
| Noninterest-bearing deposits | 348,263,000 | 356,558,000 | 401,942,000 | 668,461,000 |
| Equity capital | 197,234,000 | 198,466,000 | 201,924,000 | 209,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,226,000 | 24,837,000 | 38,096,000 | 51,531,000 |
| Interest expense | 1,892,000 | 3,662,000 | 5,457,000 | 7,166,000 |
| Net interest income | 10,334,000 | 21,175,000 | 32,639,000 | 44,365,000 |
| Noninterest income | 6,288,000 | 13,024,000 | 20,098,000 | 27,336,000 |
| Noninterest expense | 10,195,000 | 21,514,000 | 32,401,000 | 43,652,000 |
| Provision for loan losses | 150,000 | 1,490,000 | 2,460,000 | 3,690,000 |
| Pretax income | 6,277,000 | 11,195,000 | 17,876,000 | 24,359,000 |
| Income tax | 306,000 | 520,000 | 795,000 | 1,062,000 |
| Net income | 5,971,000 | 10,675,000 | 17,081,000 | 23,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 195,656,000 | 195,564,000 | 199,570,000 | 205,787,000 |
| Total capital | 207,189,000 | 207,905,000 | 212,553,000 | 218,885,000 |
| Risk-weighted assets | 999,785,000 | 1,047,477,000 | 1,073,979,000 | 1,097,553,000 |