Call reports 2013
FIRST PREMIER BANK — 2013
What FIRST PREMIER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,226,760,000 | 1,190,784,000 | 1,218,867,000 | 1,375,260,000 |
| Total loans | 704,786,000 | 749,635,000 | 767,517,000 | 767,750,000 |
| Allowance for loan losses | 10,576,000 | 11,247,000 | 11,517,000 | 11,526,000 |
| Securities available for sale | 230,379,000 | 221,746,000 | 208,907,000 | 244,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,001,391,000 | 951,066,000 | 956,305,000 | 1,134,519,000 |
| Interest-bearing deposits | 654,395,000 | 638,099,000 | 656,240,000 | 760,374,000 |
| Noninterest-bearing deposits | 346,996,000 | 312,967,000 | 300,065,000 | 374,145,000 |
| Equity capital | 183,996,000 | 186,868,000 | 188,343,000 | 192,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,727,000 | 23,640,000 | 35,871,000 | 48,095,000 |
| Interest expense | 2,086,000 | 3,958,000 | 5,846,000 | 7,778,000 |
| Net interest income | 9,641,000 | 19,682,000 | 30,025,000 | 40,317,000 |
| Noninterest income | 5,902,000 | 12,354,000 | 18,624,000 | 24,802,000 |
| Noninterest expense | 9,719,000 | 19,854,000 | 30,469,000 | 41,080,000 |
| Provision for loan losses | 230,000 | 1,060,000 | 1,930,000 | 2,870,000 |
| Pretax income | 5,594,000 | 11,122,000 | 16,250,000 | 21,290,000 |
| Income tax | 218,000 | 431,000 | 637,000 | 836,000 |
| Net income | 5,376,000 | 10,691,000 | 15,613,000 | 20,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,530,000 | 184,336,000 | 187,039,000 | 191,884,000 |
| Total capital | 188,106,000 | 195,583,000 | 198,556,000 | 203,410,000 |
| Risk-weighted assets | 905,668,000 | 954,521,000 | 968,811,000 | 1,014,628,000 |