Call reports 2017
CACHE VALLEY BANK — 2017
What CACHE VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,043,540,000 | 1,044,058,000 | 1,049,995,000 | 1,102,105,000 |
| Total loans | 802,316,000 | 827,500,000 | 863,854,000 | 893,655,000 |
| Allowance for loan losses | 12,929,000 | 13,135,000 | 12,932,000 | 12,614,000 |
| Securities available for sale | 14,405,000 | 15,286,000 | 14,043,000 | 15,882,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 52,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 920,632,000 | 920,706,000 | 919,890,000 | 976,447,000 |
| Interest-bearing deposits | 610,187,000 | 589,835,000 | 582,019,000 | 623,203,000 |
| Noninterest-bearing deposits | 310,445,000 | 330,871,000 | 337,871,000 | 353,244,000 |
| Equity capital | 110,434,000 | 113,248,000 | 118,943,000 | 119,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,300,000 | 23,593,000 | 39,577,000 | 53,800,000 |
| Interest expense | 1,073,000 | 2,108,000 | 3,224,000 | 4,444,000 |
| Net interest income | 10,227,000 | 21,485,000 | 36,353,000 | 49,356,000 |
| Noninterest income | 8,808,000 | 11,854,000 | 14,482,000 | 15,049,000 |
| Noninterest expense | 6,684,000 | 13,315,000 | 20,267,000 | 29,869,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,314,000 | 20,013,000 | 30,557,000 | 34,525,000 |
| Income tax | 4,682,000 | 7,587,000 | 11,690,000 | 13,343,000 |
| Net income | 7,632,000 | 12,426,000 | 18,867,000 | 21,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,293,000 | 112,116,000 | 117,902,000 | 118,744,000 |
| Total capital | 120,489,000 | 123,512,000 | 129,883,000 | 130,917,000 |
| Risk-weighted assets | 893,734,000 | 909,757,000 | 957,337,000 | 973,146,000 |